Three retirees are facing a dilemma. One is at the chemist shop, wondering if he should buy all the costly medicines his doctor has prescribed. Another is in a toy shop, weighing his options between the expensive gift his favourite granddaughter wants and the cheaper one his pocket allows.
The third one is sitting in a travel agency, debating whether to holiday in Australia or take a package tour to Europe this year. How soon and how much you put away for your retirement will decide which of these you can be.